Workers’ compensation insurance carriers are allowed to ask an accident victim to make a recorded statement. You should cooperate in most cases. If you do not, an insurer that does not want to pay a claim could cite your lack of cooperation or the absence of a statement from you as the reason they cannot process your claim.
Cooperate with the insurer and answer their questions honestly. But be brief and answer only the questions you are asked. If the insurer plans to dispute your workers’ compensation claim, one of the things it will look for is discrepancies in how you described the accident in your initial report and in later statements.
If you think the insurance company may dispute your claim, you should talk to an experienced workers’ compensation lawyer about your case before providing a recorded statement. We cannot tell you what to say in a statement, but we can help you to understand the questions you are likely to be asked and what kind of information you want to make sure is part of your statement. We can also discuss some potential problems you can avoid.